Now with AI-powered exit coaching

BUILD.
SCALE.
EXIT.

The only platform built for insurance professionals who want to know exactly what their agency is worth — and exactly how to make it worth more.

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14x
Premium FMO Multiple
5
Year Projection
4
Revenue Pillars
📈
Agency Growth & Exit Planner
EBITDA Calculator · 5-Year Model
LIVE
$4.40M
Final Year EBITDA
$779K
MAPD Renewals
250
Total Agents
$12.87M
Cumulative EBITDA
Yr 1
$725K
Yr 2
$1.66M
Yr 3
$2.58M
Yr 4
$3.50M
Yr 5
$4.40M
A
APEX · Ask me anything about your exit
📑
PE-Ready Report · Page 1 of 2
4 Core Insurance Marketing · CONFIDENTIAL
PDF
4 CORE INSURANCE MARKETING
CONFIDENTIAL EBITDA PROJECTION & EXIT VALUE ANALYSIS
Prepared: March 2026 · Vincent Farasciano · Co-Founder & Principal
3.5
YRS BIZ
Multi
STATE
250
AGENTS
90%+
RETAIN
$4.40M
FINAL EBITDA
$779K
RENEWALS
250
AGENTS
$12.87M
CUMUL.
$61.6M
TARGET EXIT · 14x
$31.4M
51% STAKE VALUE
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Page 1 of 2
The Problem

Most Agency Owners Have No Idea
What Their Business Is Worth

They're building something valuable without a blueprint. No exit strategy. No model. No number to work backwards from. APEX changes that.

📉

One-Product Trap

Medicare-only agencies leave 3–5x in potential revenue on the table. PE buyers discount single-product FMOs significantly at exit.

🔮

No Exit Visibility

Most agency owners have no idea what their business would sell for today — or what it would take to hit $25M, $50M, or $100M at exit.

⚙️

Wrong Tools

Spreadsheets, guesswork, and generic calculators weren't built for insurance FMOs. You need a model that speaks your language.

Platform Features

Everything You Need to
Model, Plan & Exit

🚀

5-Year EBITDA Projection Engine

Model your agency's growth across all five revenue streams — MAPD new, MAPD renewals, life, annuity, and ancillary. Watch your numbers update in real time as you adjust every input.

Live Calculation
🎯

Exit Value Matrix

See your agency's value at 8x through 20x EBITDA multiples across all five projection years. Instantly understand the financial impact of every decision you make today.

PE-Ready Output

Multi-Pillar Revenue Modeling

Build a truly holistic agency model across Medicare, Life, Annuity, and Ancillary. See exactly how much each product line contributes — and how much you're leaving on the table without it.

4-Pillar Model
📑

Professional PDF Report Generator

Generate a branded, 2-page PE-ready report in seconds. Custom agency logo, your numbers, exit analysis, investment highlights — ready to hand across the table in any meeting.

Board-Ready
💰

Founder Retained Equity Modeling

Most PE deals involve selling a majority stake while the founder retains equity in the growing platform. APEX models both sides — what you receive at close AND what your retained 49% is worth as the business continues to scale post-exit. See your full financial picture, not just the sale price.

Deal Structure Analysis
Meet Your Advisor

APEX Doesn't Just
Show You Numbers

APEX is your AI-powered agency growth advisor. It reads your model in real time, identifies gaps, runs scenarios, and tells you exactly what levers to pull to hit your exit number.

  • → Identifies missing revenue pillars and quantifies the cost in exit value
  • → Runs "what if" scenarios — what happens if you add 15 more agents per year?
  • → Coaches you on preparing for PE meetings and positioning your agency for a premium multiple
  • → Explains every number in plain English — no finance degree required
💬 Ask APEX Anything
A
APEX
Agency Planning & Exit Advisor · Live
Hey, I'm APEX. I can see your model in real time. You're currently Medicare-only — want me to show you what adding life insurance does to your Year 5 exit value?
Yes — show me the numbers
With your current 50 agents/year and $25K avg life premium at 25% overwrite, adding life production adds $312,500 in Year 1 revenue alone — and at 14x that's $4.37M more at exit. Your agents are already having conversations with these clients. Want to see the full model?
What would I need to hit $50M exit?
At 14x, you need ~$3.57M in Year 5 EBITDA. You're currently projecting $4.40M — you're already there. The question is whether your multiple is 14x or 10x. That difference alone is $17.6M. Let me show you what drives premium multiples...
Walk me through my inputs
How do I hit $50M exit?
What am I missing?
Prep me for PE
Simple Process

From Zero to PE-Ready
in Minutes

No finance background required. No spreadsheets. Just enter your numbers and APEX does the rest.

1

Build Your Model

Enter your current agent count, growth targets, and product mix across all four pillars

2

See Your Numbers

Watch your 5-year EBITDA projection and exit value matrix populate in real time

3

Ask APEX

Your AI advisor identifies gaps, runs scenarios, and tells you exactly how to increase your exit value

4

Generate Report

Download your branded PE-ready report and walk into any meeting with confidence

Simple Pricing

Full Access.
Completely Free.

Every insurance professional deserves to know what their agency is worth. Create your free account and get full access to every feature today.

Full Access
FREE — create your account to get started

Everything you need to model, plan, and prepare your agency for maximum exit value.

  • 5-year EBITDA projection engine
  • Exit value matrix (8x–20x multiples)
  • All 4 revenue pillars modeled
  • APEX AI growth & exit advisor
  • PE-ready PDF report generator
  • Founder retained equity modeling
  • Your data saved to your account
  • Powered by 4 Core Insurance Marketing
🚀 Create My Free Account
Get Started Today

Your Agency Has a Number.
It's Time to Find It.

Join insurance professionals across the country who are using APEX to build agencies worth owning — and worth selling.

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